Understanding the Cost of Addiction Treatment
We believe in complete transparency. Know what to expect financially and explore all your payment options.
Treatment Costs by Level of Care
Costs vary based on the intensity and duration of treatment. Here are typical ranges for different levels of care in Indiana.
Medical Detox
24/7 medical supervision for safe withdrawal management
What's Included:
- Medical monitoring
- Medications
- Nursing care
- Meals
Residential Treatment
24/7 care in a structured residential environment
What's Included:
- Housing
- All meals
- Therapy sessions
- Medical care
- Activities
Partial Hospitalization (PHP)
Intensive day treatment with evenings at home
What's Included:
- 6-8 hours daily treatment
- Group therapy
- Individual therapy
- Lunch
Intensive Outpatient (IOP)
Flexible treatment while maintaining daily responsibilities
What's Included:
- 3-4 hours daily
- Group sessions
- Weekly individual therapy
Standard Outpatient
Weekly therapy sessions for continued support
What's Included:
- Individual therapy
- Medication management
- Family sessions available
These are average costs. Your actual cost will depend on insurance coverage, facility choice, and individual needs.
Factors That Affect Treatment Cost
Location
Urban centers typically cost more than rural facilities
Amenities
Luxury features like private rooms, gourmet meals increase costs
Length of Stay
Longer programs provide better outcomes but cost more overall
Medical Needs
Complex medical conditions require specialized care
Staff Credentials
Higher staff-to-patient ratios and specialized credentials affect pricing
Ways to Pay for Treatment
Private Insurance
50-80% typically covered
- Most plans cover addiction treatment
- May require pre-authorization
- Deductibles and copays apply
- In-network facilities cost less
Medicare/Medicaid
Varies by state
- Medicare Part A covers inpatient
- Part B covers outpatient
- Medicaid coverage varies by state
- Some facilities don't accept
Self-Pay
Often 10-30% discount
- Upfront payment discounts
- No insurance delays
- More facility options
- Payment plans available
Financing
Monthly payment plans
- Medical credit cards
- Personal loans
- 0% interest options available
- Credit check required
Scholarships/Grants
Partial to full coverage
- Need-based assistance
- Limited availability
- Application required
- Often for specific populations
State-Funded Programs
Low or no cost
- Income requirements
- Waiting lists common
- Basic services covered
- Residency requirements
Estimate Your Treatment Costs
Use our calculator to get a personalized cost estimate based on your needs and insurance coverage.